Senior Staff Software Enigneer

About this role

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate ’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com. Job Profile: Staff Software Engineer Job Description Summary: We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent. The expected base salary range for this position is $180,000to $220,000 annually. Job Description: Why Rate is the BEST Place to Work Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate ’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com. What Makes Our Team Awesome We are a gritty group of passionate technologists on a mission to dominate the mortgage world! The Information Technology Team within Rate passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loan coordination and underwriting processes, or building out the latest marketing and customer engagement platform, we’re doing it all. We build high-performing, self-organized, cross-functional agile teams that operate with minimal hierarchy. Information Technology team members hold themselves and others accountable and live and breathe the tenets of autonomy, mastery, and purpose. What’s the Role? We are looking for a Staff Software Engineer to join our team. In this role, you'll work with a team of talented engineers while actively contributing to architecture, design, and development of our core systems. You’ll play a key role in scaling the team, ensuring technical excellence, and develop software programs for products from concept to deployment Responsibilities A critical part of not just the technology team, but to the organization as an excellent back-end engineer with good experience with front-end technologies. Develops and maintains Java-based website architecture, functionality, and API integrations. Monitors and research emerging technologies, external platforms and services, consumer behavior and site analytics to discover innovation and integration opportunities. Ensures the team’s supported applications are healthy and triages issues to the appropriate personnel. Build reusable software components for interfacing and use with our front-end platforms. Experience with AI driven development (like GitHub Copilot, Cursor, Claude

Skills and categories